Rashad Richey Speaks with Dr Carhee

Chiropractor 3910 Cascade Road 30331

South West Cascade Atlanta Georgia

 

 

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Big Picture Overview Personal Injury Documentation

Top 5 Financial Drivers

Injury

 

AOMSI vs Alteration of spinal mobility

Disc

Nerve

Concussion

Impairment

3 Phases healing

Disability vs Impairment

Maximum medical improvement

5 Impairment rating

Loss enjoyment of lifetime activities

Over pressure

Medications

Altered motion

Duties under duress

Overpressure

Medications

Altered motion

Prognosis, need for future care

MMI

Impairment

Type of therapy

Frequency of therapy

 

Top 2 Categories Defend the Claim

Preexisting injury documentation

Same complaint documented

Severity

Frequency

ADL Short form 36

Low impact low property damage documentation

8 Injury magnifiers

Whiplash

Defenses up

Joints locked out

Car weight differential

Head rest up

Car safety rating

Car moving

Slick roads

 

6 Steps to Tell the Story and Build the Case

1. Mechanism of injury

2. Subjective, hybrid subjective and objective, subjective

3. Therapeutic protocol

4. Response to treatment

5. MMI and Impairment

6. Prognosis, need for future care

 

The 4 Types of Injury Award Offers

1. No Offer
   1. No financial drivers
2. Low Ball offer
   1. Colossus based
   2. Little to no financial drivers
3. High Ball offer
   1. All 5 financial drivers
   2. Told in 6 steps to tell the story and build the case
   3. Documented 2 steps to defend the case
4. Policy Limit award
   1. Outside injury software such as Colossus
   2. Attorney confidence in doctor
   3. Attorney confidence in patient
   4. Attorney hunger

 

The 4 Injury Awards Supported by Documentation

1. Medicals

   1. Therapeutic protocol based 3 phases healing

2. Impairment

   1. Common Impairment Rating Compensation Formula (2 methods):
   2. (Whole person impermanent multiplied by the total number of weeks impaired)
   3. (The number of weeks multiplied by the claimant’s compensation rate) equals
   4. (The total dollar amount of the benefit)
   5. Or Typically, $1K per Whole Person Impairment Percentage

3. Pain and suffering

   1. The first method is to multiply the plaintiff’s actual damages (medical bills and lost wages) by a certain number, generally between 1 and 5 depending on the severity of the injury.
   2. The second, per diem or per day approach. A certain amount is assigned to every day from the day of the accident until the plaintiff reached maximum recovery.

4. Need for future care

   1. Multiply daily treatment necessary X Frequency X life expectancy